Roofs Only Repair and Replacement Program
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Does your roof leak? Curled shingles? Need chimney repairs? .jpg)
The City of Spokane's Community Development Department sponsors this loan program, which Kiemle & Hagood administers. The Program provides up to $10,000 in low interest loans (3%) to low and moderate-income homeowners for roof repair or replacement. These loans may not require payments for the first five years!
What can be done?
- Remove all layers of existing roofing
- Repair/replace damaged roof trusses
- Repair/replace damaged soffit & fascia
- Furnish & install roof venting
- Furnish & install new roof sheathing
- Repair/remove chimneys
- Repair/replace gutters and downspouts
- Furnish & install 3 tab or laminate asphalt roofing
- Furnish & install water and ice dam material
- Furnish & install metal drip edge
- furnish and install attic insulation
How does the work get done?
Pre-screened, professional contractors complete the work in accordance with local building codes. When you qualify for a Roofs Only loan, we help you determine the work needed. Additionally, we coordinate the bidding process, payment procedures, and any changes to the work at no cost to the homeowner.
How do I qualify?
- The house must be a single family dwelling within the Spokane city limits.
- The purchaser/owner must be living in the house.
- Property taxes and house payments must be current.
- Total household income for 2006 did not exceed $37,450 for a household of four.
How do I pay for the work?
The Roofs Only Program provides 3% fixed-rate loans secured by a note and a deed of trust on the property. Currently, no payments are required on these loans for the first five years. After 5 years, the City will review your housing and financial circumstances to determine if you are able to begin repayment. If not, payments are deferred for another five years. Please note that the 3% interest accumulates annually during the deferred period.
If during 2007, your gross household income was at or below:
- $26,200 1 person
- $29,950 2 person
- $33,650 3 person
- $37,450 4 person
Funding for this program comes from the Federal Community Development Block Grant Program.
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